You may wonder how you will get paid for your injuries and car repairs if you recently had a collision with an uninsured driver. It is required by law for drivers in Florida to carry liability insurance, but not all drivers actually do so. A Davie car accident lawyer can assist you in pursuing the compensation you deserve, even when facing uninsured drivers.
Although winning compensation from an uninsured driver can be difficult, Winston Law Firm has a history of success in this area. Our Davie uninsured motorist accident attorneys work hard to minimize any extra stress our clients may be experiencing in the aftermath of their accidents.
We’ll come to you for a free, no-risk case evaluation in which our uninsured motorist accident lawyer in Davie will look into the specifics of your accident. Our Davie personal injury lawyers will evaluate who is at fault, determine whether they have insurance, and inform you of your rights and next steps.
Claiming for Damages Caused by an Uninsured Driver
Most insurance companies may sell you a “rider” to your existing auto policy that covers you for accidents caused by drivers who lack insurance. Uninsured motorist coverage is available for an additional premium or fee.
If you carry this kind of insurance at the time of an accident, your insurer will shoulder the costs that the other driver’s policy would have paid. Adding uninsured motorist protection to your auto insurance policy can increase the premium, so many motorists choose not to buy it.
Protecting yourself from financial ruin after a crash is why this type of coverage is so crucial, especially since a recent study indicates that 20% of Florida drivers are uninsured motorists.
The good news is that there are other means by which you can pursue compensation for your damages, and a Davie uninsured motorist accident lawyer may be able to help.
Even Your Own Insurance Company Is Not Your Friend
If you file an insurance claim and have difficulties getting the compensation you need, you may want to consider working with an attorney. Insurance companies are rarely willing to pay the full amount of damages you are owed without a fight.
To avoid paying out on a valid claim, insurers may try to make the case that a certain type of damage is not covered by the policy, deny the severity of your injuries, or outright deny your claim.
Working with an uninsured motorist lawyer in Davie lets the insurance providers know they can’t exploit you. A lawyer understands the tactics the insurance company will use to minimize your claim and will work to fight against them.
When Underinsured/Underinsured Motorist Coverage Is Used in No-Fault States
In “no-fault” jurisdictions like Florida, you must have Personal Injury Protection (PIP) insurance to pay for your medical bills and other costs after an accident, regardless of who was at fault. As a result, you won’t have to argue with the other driver’s insurance provider or provide proof that the other motorist was at fault.
Alternatively, you can claim PIP benefits to help pay for your medical bills, missed wages, and other losses. However, the extent of your injuries may exceed the limits of PIP in these states. Even in such a case, you may still be able to file a claim against the at-fault party’s liability insurance.
If the other driver does not have sufficient liability insurance, then your UM/UIM policy will kick in as usual. Your attorney for uninsured motorists can help you through the claims process and fight for full compensation for your damages.
Take Action Now and Avoid Missing Deadlines to Claim
When seeking financial restitution, you must be aware of legal time limits. You must seek medical attention within 14 days of your accident to be eligible for PIP benefits. Your insurer may refuse to pay out a claim if you do not comply with this requirement.
There is a statute of limitations in Florida of two years in which to file a lawsuit against the motorist. But in that time, you have to complete a number of duties. For most personal injury cases, you will lose the right to sue for damages if you wait longer than two years from the date of your accident.
When you work with a Davie uninsured driver accident attorney to help with an uninsured motorist accident claim, we’ll make sure you don’t miss any deadlines that could affect your ability to get the money you need.
Seeking Compensation Following an Accident Involving an Uninsured Driver
Damages for past and future medical bills, lost wages, diminished earning capacity, and property damage may be compensated if you can establish a source of liability. An uninsured motorist accident lawyer in Davie can help you to seek evidence to prove liability.
If your loved one was killed in an accident caused by an uninsured motorist, you have the right to file a wrongful death suit. You may be able to get compensation for things like medical bills, a funeral, lost income, and emotional suffering.
Get Help From an Uninsured Motorist Accident Law Firm Serving Davie Today
Your uninsured motorist lawyer will not make you wait for an appointment or make you drive across town to meet. Instead, we’ll travel wherever and whenever is most practical for you. We can meet over the phone if that is more convenient. Contact us today to learn more about how we can help.
It is crucial that you meet all deadlines related to your lawsuit. We firmly believe that the sooner action is taken, the better the chances of a positive result. Evidence is crucial in vehicle accident claims but can deteriorate or disappear over time, weakening the claim.
That’s why we don’t waste any time and get to work. You can access competent legal counsel with Winston Law Firm with just one call. When that is done, our team, including an uninsured motorist lawyer in Davie, will gather evidence to develop your case.