With porch pirates, cyber thieves, scammers and fake gift cards floating around, the holidays have become open season on shoppers. You simply have to be aware of the dangers that lurk whether you shop online or head to your nearest mall. “If you are aware of the scam, if you learn about it from listening to the news, you are …

Hurricane Ian hit Florida and several other areas of the state incredibly hard, leaving many businesses unable to serve customers. With yet another hurricane bearing down on the Sunshine State, more companies are bound to be affected. This overview of business interruption insurance will help if you’re business has been forced to close due to extreme circumstances. For other businesses, …

Business interruption insurance is coverage designed to help companies when a disaster strikes. It’s defined as a form of insurance that covers lost income when your business temporarily closes due to a fire, natural disaster, or other covered incident. Covered disasters also typically include theft, fire, wind, falling objects or lightning. Be sure to read your business insurance policy documents …

The transport of goods across the country is essential for the U.S. economy, but the drivers responsible for doing the transportation must act and drive responsibly. If a truck driver is in any way reckless or negligent, he or she could endanger not only himself or herself but also any other person on the road. Unfortunately, for a variety of …

Let’s say you have been running errands on a busy Saturday and decided to stop for lunch. Walking into the restaurant, the person in front of you suddenly collapses. What do you do? What should you do? What if you try to help with good intentions, but something goes wrong? Does that mean you should stay out of it and just call …

Car accidents are one of the most prevalent causes of accidental injury in the United States. Millions of people are injured every year in various car accidents, and the injuries that result from car accidents can be serious and expensive to treat. Whether accidents involve a single driver, multiple drivers, bicyclists, or pedestrians, traffic accidents can cause extensive injuries and …

Do you know what your insurance policies cover? Most people have lots of insurance. They have policies that cover some or all of the following: Home Vehicles Health care Business Life Computers and other equipment Pets But do you know what your policies actually cover?  Consider the COVID-19 pandemic. Most companies that were forced to close expected their business-interruption insurance …

Though you may not often think about it, every time you get behind the wheel of a car or ride as a passenger, you are putting yourself at risk. According to the Florida Department of Highway Safety and Motor Vehicles, so far, in 2022 there have been a total of 229,145 crashes. Of those, 145,533 have had injuries and 2,004 have …

Summer is a popular time for live concerts. As concert-goers shout out the lyrics to their favorite songs, musicians spend countless hours on stage using every ounce of their energy to entertain. Everyone seems to have an unforgettable experience creating memories that last a lifetime. That is, of course, until something goes wrong. Injuries at concerts can happen for many …

Every now and then you may hear a story on the news about someone who was electrocuted. Sadly, instances of these injuries happen much more often than most people know – and researchers are telling the story with some shocking U.S. statistics:  ● At least 30,000 non-fatal electrical shock incidents happen every year. ● 1000 fatal electrical injuries yearly.  ● …