If you were hurt in a collision that was the fault of an uninsured motorist, you might be concerned about how you will cover your medical expenses, missed wages, and other losses. Luckily, some options exist to help you recover the money you’re entitled to for damages.
A Weston uninsured motorist accident attorney at Winston Law Firm will outline your legal options and assist you in deciding which approach is best for your particular circumstances.
We can provide you with legal counsel, negotiate with the insurance company, and help you fight for the compensation you are entitled to.
How Under-/Under-Insured Motorist Coverage Works In States With No-Fault Laws
Personal Injury Protection (PIP) insurance is mandatory in “no-fault” jurisdictions like Florida and helps cover expenses like medical care and lost wages after an accident. In a no-fault state, it doesn’t matter who was at fault.
You won’t need to argue with the other driver’s insurance company or offer evidence of the other driver’s negligence. So, you can apply for PIP payments to assist with covering your damages. However, your injuries may be more severe than what these states’ PIP policies will cover.
A claim against the negligent party’s liability insurance might still be possible in such a scenario. In the event of an accident with an uninsured driver, an attorney can assist you in filing a claim and fight to maximize the compensatory damages you recover.
How Long Do I Have to File a Claim for Damages Caused by an Uninsured Motorist in Weston, Florida?
Florida’s statute of limitations for filing a vehicle accident claim is four years. But, it’s probably a good idea to consult a lawyer as soon as possible following an accident to protect your right to pursue and collect compensation.
Another requirement for filing a PIP claim is getting medical attention within 14 days of the accident. The deadlines can vary based on different circumstances. An uninsured motorist accident attorney in Weston, Florida, can assist you in remembering important deadlines.
What Takes Place When You File an Uninsured Driver Claim?
At some point, you might need to file a claim with your insurance company for damages caused by an uninsured motorist. Certainly, they will help out, right? Sometimes, it’s not so simple. Insurance firms have a reputation for turning down legitimate claims.
The insurance company will extensively investigate your claim for damages caused by an uninsured motorist. They may try to argue that you are at fault and, therefore, not entitled to full compensation. They may try to downplay your injuries or claim that they already existed before your accident.
In most cases, a person needs a personal injury attorney in order to properly submit an uninsured motorist claim. An attorney experienced in accidents caused by uninsured drivers can handle all of your interactions and negotiations with your insurance company.
How Can a Lawyer Help With My Claim if the Other Driver Was Uninsured or Underinsured?
After being hit by an uninsured driver, a lawyer can help you protect your rights to compensation. This is particularly beneficial in Florida as it is a no-fault insurance state, where many claims are handled through the driver’s own insurance policy.
A Florida attorney has knowledge of the laws that govern your case and will be in a better position to ensure you receive the maximum value for your claim. Your lawyer can identify if there are other liable parties or other additional avenues of recovery for you.
This could include filing a lawsuit against the uninsured motorist directly or seeking damages from another party who played a role in causing the incident. To best protect your interests, it’s essential to have legal guidance from an uninsured motorist lawyer in Weston.
What are the Benefits of Hiring a Weston Uninsured Motorist Accident Lawyer?
Hiring an experienced uninsured motorist accident lawyer in Weston can be beneficial for many reasons. An attorney can help you by:
- Investigating your case and gathering evidence to build your claim
- Negotiating with the insurance company to ensure that you receive a fair settlement
- Handling all legal paperwork and documentation for the accident claim
Filing a claim with an uninsured motorist accident lawyer in Weston gives you access to legal counsel and the resources needed to maximize your settlement.
You can feel secure in the knowledge that we will fight for what is right and fair in accordance with Florida state laws.
Possible Compensation in a Weston Uninsured Motorist Accident Claim
Every auto accident case is distinct and requires careful consideration to determine the exact extent of the losses. To ensure that you obtain the maximum compensation possible, an uninsured motorist accident attorney in Weston thoroughly and diligently evaluates each case.
Depending on the specifics of your claim, we might be able to pursue compensation for a variety of losses, including:
- Medical bills and expenses related to injuries sustained in the accident
- Lost wages from missed work due to treatment or recovery from your injuries
- Property damage to replace or repair the damaged vehicle
We may also pursue non-economic damages such as:
- Pain and suffering
- Decreased enjoyment of life
- Permanent disability
- Loss of consortium
- Loss of companionship
- Mental anguish
Contact A Personal Injury Law Firm In Weston To Discuss Your Uninsured Motorist Claim
Florida law requires all drivers to carry a minimum amount of insurance in order to operate a vehicle. The required coverage includes $10,000 in personal injury protection (PIP) and an additional $10,000 in property damage insurance.
This minimum coverage is intended to protect the driver and other persons if they are injured or suffer property damage due to the driver’s negligence or recklessness. Unfortunately, some drivers choose to drive without any car insurance at all.
After a crash, the injuries and damages can leave you with serious financial hardship. If you are hit by an uninsured driver, an uninsured motorist accident lawyer with Winston Law Firm can show you your options. Contact us today to discuss your claim at no cost or obligation.